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Terms of use

Terms of Use

Document:Terms of Use
Effective from:26 April 2026
Version:1.1

Contents

  1. Parties and subject matter
  2. Definitions
  3. Acceptance of terms and amendments
  4. Purpose and functions of the Website
  5. Rights and obligations of the visitor
  6. Rights and obligations of the Company
  7. Intellectual property. Protection of the SLAE methodology
  8. Prohibited use
  9. Third-party links
  10. Confidentiality and personal data
  11. Limitation of liability
  12. Applicable law and dispute resolution
  13. Final provisions

1. Parties and subject matter

These Terms of Use (hereinafter — the “Terms”) are entered into between Sattilik Invest Holding JSC (BIN 170140031155, registered office: 050043, Republic of Kazakhstan, Almaty, Bostandyk district, Svezhest-1 gardening association, building 145; hereinafter — the “Company”) and any natural or legal person using the official website of the Company at https://sattilik.com and its subdomains (hereinafter — the “Visitor”, “User”).

The subject matter of the Terms is the conditions of use of the Website by the Visitor, as well as the mutual rights and obligations of the Parties arising in connection with such use.

The Terms constitute a public adhesion contract within the meaning of Article 389 of the Civil Code of the Republic of Kazakhstan and are accepted by the Visitor through conclusive actions — visiting the Website, using its functions, completing the forms posted on it.

2. Definitions

For the purposes of these Terms, the following key concepts are used:

  1. Website — the official internet resource of the Company at https://sattilik.com, including all its subdomains, pages, sections and related software code, graphic, text and other materials.
  2. Website Content — all materials posted on the Website, including texts, graphic images, photographs, video materials, infographics, software code, documents, descriptions of the SLAE methodology, corporate information, brand designations and means of individualisation of the Company.
  3. SLAE Methodology — the proprietary “Sattilik Legal Assets Engineering” methodology, the rights holder of which is the Company, with its maturity tiers (SLAE 1.0, 2.0, 3.0) and functional workstreams (SLAE-A1, SLAE-D1, SLAE-T1, SLAE-M1, SLAE-S1).
  4. Visitor (User) — any natural or legal person accessing the Website via the Internet.
  5. Institutional or qualified private enquiry — an enquiry to the Company concerning investment, partnership, regulatory or other business cooperation.

3. Acceptance of terms and amendments

Use of the Website by the Visitor means unconditional acceptance of the conditions of these Terms in the version effective at the moment of use. In case of disagreement with any provisions of the Terms, the Visitor must immediately cease using the Website.

The Company has the right at any time to unilaterally amend these Terms. The current version of the Terms is posted on the Website at the permanent address https://sattilik.com/legal/en/terms.html and takes effect from the moment of its posting unless otherwise expressly indicated in the version itself.

4. Purpose and functions of the Website

The Website is the corporate information resource of the Company and is intended for: informing interested parties about the activities of the Company as the rights holder of the SLAE methodology and an issuer of securities; disclosure of the public part of the Company’s corporate and registration information; presentation of the conceptual description of the SLAE methodology and projects connected with it; organisation of a channel of institutional and qualified private communication with potential partners, investors, government bodies, the banking sector and international financial institutions; receipt of enquiries through the contact form posted on the Website with subsequent individual processing by the Company.

The Website is not intended for receiving applications from the general public for participation in the Company’s projects, for executing transactions with securities through the Website, for providing financial, investment, banking or other services requiring licensing.

5. Rights and obligations of the Visitor

The Visitor has the right to: freely visit the Website and familiarise themselves with its content for informational purposes; submit enquiries to the Company through the contact forms and other communication channels posted on the Website; print pages of the Website for personal non-commercial use with preservation of information about the rights holder; cite materials of the Website to the extent justified by the purpose of citation, with mandatory indication of authorship of the Company and an active hyperlink to the source.

The Visitor is obliged to: comply with these Terms and other legal documents posted on the Website; provide accurate information when completing the Website’s forms; refrain from actions that may disrupt the normal functioning of the Website or violate the rights of the Company and third parties; not use the Website for purposes contrary to the legislation of the Republic of Kazakhstan or morality.

6. Rights and obligations of the Company

The Company has the right to: at any time make changes to the Content of the Website, its structure, design, functionality without prior notice to Visitors; temporarily or permanently cease the operation of the Website as a whole or its individual functions for technical, preventive works or on other grounds; independently determine the conditions and procedure for responding to enquiries received through the Website without obligation to respond to each enquiry; refuse to process an enquiry in cases where the content of the enquiry does not correspond to the subject matter of the Website, violates legislation or is the subject of mass automated mailing.

The Company is obliged to: make reasonable efforts to ensure the normal operation of the Website; observe the confidentiality of personal data of Visitors in accordance with the legislation of the Republic of Kazakhstan on personal data and the privacy policy; ensure the reliability of information posted on the Website that relates to the official legal status of the Company and its registration data.

7. Intellectual property. Protection of the SLAE methodology

7.1. Objects of intellectual property of the Company

All objects of intellectual property posted on the Website, including the SLAE methodology, texts, graphic images, photographs, audiovisual materials, software code, design, structure and compilation of materials, trade name, trade designation and other means of individualisation, belong to the Company or are used by the Company on legal grounds.

7.2. Status of Sattilik Invest Holding JSC as the rights holder of the SLAE methodology

Sattilik Invest Holding JSC is the exclusive rights holder of the proprietary SLAE methodology (Sattilik Legal Assets Engineering) at all its maturity tiers (SLAE 1.0, SLAE 2.0, SLAE 3.0) and functional workstreams (SLAE-A1 — Asset Capitalisation, SLAE-D1 — Distressed Debt, SLAE-T1 — Tokenisation, SLAE-M1 — Monetisation, SLAE-S1 — Secondary Market).

The SLAE methodology is recognised as an object of copyright in accordance with the Law of the Republic of Kazakhstan “On Copyright and Related Rights” of 10 June 1996 No. 6-I as a proprietary system constituting the result of the creative activity of its author and expressed in objective form. Copyright in the methodology belongs to the Company from the moment of its creation and does not require registration or compliance with other formalities for its emergence.

The combination of algorithms for valuation of legal assets, methods of structuring portfolios, technological protocols of work with receivables, operational standards not disclosed in the public part of the Website is additionally protected under the regime of commercial secret in accordance with the applicable legislation of the Republic of Kazakhstan, including Article 126 of the Civil Code of the Republic of Kazakhstan on official and commercial secrets.

7.3. Scope of rights granted to the Visitor of the Website

The Visitor is not granted any rights to use the Company’s objects of intellectual property, except for the right to familiarisation for informational purposes by viewing the Website pages in a browser. Any use of the Website Content beyond informational familiarisation requires obtaining the prior written consent of the Company.

7.4. Direct prohibitions in respect of the SLAE methodology

In respect of the SLAE methodology and its individual elements, as well as the Website Content, the following actions are expressly prohibited for Visitors and other third parties without the written consent of the Company:

  1. copying, reproducing in any form, except for cases of temporary technical caching when viewing the Website in a browser;
  2. distribution, communication to the public, publication in mass media, social networks, on other internet resources;
  3. processing, translation, adaptation, arrangement, creation of derivative works based on the methodology or its individual elements;
  4. reverse engineering, decompilation, disassembly, structural analysis, attempts to establish internal algorithms and technological solutions based on analysis of the publicly disclosed part of the methodology;
  5. use of the methodology or its individual elements to provide own commercial services to third parties, including under own name or under the names of third parties;
  6. use of the names “SLAE”, “Sattilik Legal Assets Engineering”, derivatives thereof (including “SLAE 1.0”, “SLAE 2.0”, “SLAE 3.0”, “SLAE-A1”, “SLAE-D1”, “SLAE-T1”, “SLAE-M1”, “SLAE-S1”, “Sattilik”) in own commercial activities, advertising, marketing materials, on own internet resources, in names of legal entities, domain names;
  7. transfer of access to content obtained under NDA or other confidential arrangements with the Company to third parties without the written consent of the Company;
  8. other forms of use of the Company’s objects of intellectual property contrary to the exclusive rights of the Company.

7.5. Information on the Website — conceptual public layer

The description of the SLAE methodology posted on the Website contains exclusively a conceptual, publicly available part and does not disclose algorithms, valuation formulae, technological protocols, operational standards constituting the commercial secret of the Company. Access to the full content of the methodology is possible exclusively under the terms of a non-disclosure agreement (NDA) and the conclusion of a licensing or other contract with the Company.

7.6. Liability for violation of exclusive rights

Violation of the exclusive rights of the Company to the SLAE methodology and other objects of intellectual property of the Company entails civil, administrative and criminal liability provided for by the legislation of the Republic of Kazakhstan, including: the obligation to compensate damages caused to the Company in full in accordance with Article 9 of the Civil Code of the Republic of Kazakhstan; payment, at the choice of the Company, of either damages or monetary compensation in accordance with Article 49 of the Law of the Republic of Kazakhstan “On Copyright and Related Rights”; administrative liability provided for by the Code of the Republic of Kazakhstan on Administrative Offences; criminal liability in cases provided for by the Criminal Code of the Republic of Kazakhstan; other measures of protection of intellectual rights provided for by the legislation.

The Company reserves the right to take all necessary measures to protect its exclusive rights, including applying to law enforcement bodies and courts of the Republic of Kazakhstan, initiating procedures for blocking infringing internet resources in the manner provided for by the Law of the Republic of Kazakhstan “On Informatisation”.

8. Prohibited use of the Website

When using the Website, the Visitor is prohibited from: copying, reproducing, modifying, distributing, publishing or otherwise using the Website Content for commercial purposes without the written consent of the Company; using the Website to distribute advertising materials, spam, malicious software; carrying out automated collection of information from the Website (scraping, parsing, use of bots) without the written consent of the Company, except for actions of general-purpose search engines; taking actions aimed at disrupting the operability of the Website, bypassing protective mechanisms, obtaining unauthorised access to the server infrastructure; impersonating the Company or its authorised representatives, using the Company’s trade designation and means of individualisation in a manner capable of misleading third parties; using the Website to violate the rights of third parties, the legislation of the Republic of Kazakhstan or international norms; submitting through the Website’s forms knowingly false information, misleading the Company as to one’s identity or status.

9. Third-party links

The Website may contain links to third-party internet resources not owned by the Company and not controlled by it. The placement of such links does not mean that the Company endorses the content of the relevant resources. The Company is not liable for the content of third-party resources, the availability of such resources, the data processing policy carried out by the owners of such resources, as well as for any consequences of the use of third-party resources by the Visitor. Following links from the Website is carried out by the Visitor at their own responsibility.

10. Confidentiality and personal data

The conditions for the collection, processing and protection of personal data of Visitors are determined by the Personal Data Processing Policy and the Privacy Policy posted on the Website.

By completing the Website’s forms and providing personal data through them, the Visitor confirms familiarisation with the indicated policies and gives consent to the processing of their personal data in accordance with Article 8 of the Law of the Republic of Kazakhstan “On Personal Data and Their Protection” of 21 May 2013 No. 94-V.

The use of cookies on the Website is governed by the Cookie Policy.

11. Limitation of liability

The conditions of limitation of liability of the Company are set out in detail in the Disclaimer of risks and limitation of liability posted on the Website, which is an integral part of these Terms.

12. Applicable law and dispute resolution

These Terms and all relations arising in connection with the Visitor’s use of the Website are governed by the legislation of the Republic of Kazakhstan without regard to conflict-of-laws rules.

All disputes arising from these Terms or in connection with them are subject to resolution through the claims procedure. A claim is sent to the Company in writing at the email address bilalov@sattilik.com or at the postal address of the Company. The deadline for considering a claim is thirty calendar days from the date of its receipt.

In case of inability to settle a dispute through the claims procedure, the dispute is subject to consideration in the courts of the Republic of Kazakhstan in accordance with the rules of jurisdiction established by the procedural legislation of the Republic of Kazakhstan.

13. Final provisions

These Terms are drawn up in Russian, Kazakh and English. In case of discrepancies between the language versions, the Russian and Kazakh versions shall prevail in accordance with paragraph 2 of Article 21 of the Law of the Republic of Kazakhstan “On Languages in the Republic of Kazakhstan” of 11 July 1997 No. 151-I. The English version is provided for informational purposes only.

These Terms operate together with other legal documents posted on the Website: Privacy Policy, Personal Data Processing Policy, Risk Disclaimer, Cookie Policy.

Party to the Terms on behalf of the Company: Sattilik Invest Holding JSC, BIN 170 140 031 155, registered office: 050043, Republic of Kazakhstan, Almaty, Bostandyk district, Svezhest-1 gardening association, building 145.

Contact details: bilalov@sattilik.com, +7 707 733 6998.

Current version of 26 April 2026, version 1.1.

© 2017–2026 Sattilik Invest Holding JSC. All rights reserved.
BIN 170 140 031 155 · ISIN KZ1C00001528.
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